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Fort Wayne Bankruptcy Lawyer Finds Solutions to Overwhelming Debt


Severe debt can feel like a trap that is impossible to escape. However, there is a legal remedy designed to give a fresh start to those who have fallen behind on their financial obligations. Patterson Law LLC in Fort Wayne, Indiana explains the debt relief options that exist and guides clients through the bankruptcy process when that is the best way to move past money problems. Attorney Rex Patterson can advise you of the difference between Chapter 7 and 13 filings and about other key aspects of bankruptcy relief, including the creditors meeting and the types of debts that cannot be discharged. Regardless of what triggered your difficulties, you don’t have to live with harassment from creditors.


We offer an initial consultation so we can start analyzing your situation and developing a strategy to address your financial challenges in one of the following ways:

  • Chapter 7 debt discharge — Individuals and businesses that are deeply in debt and lack the ability to pay back their obligations can discharge many of their debts through Chapter 7 bankruptcy. Under this process, certain remaining assets might be liquidated in order to make partial repayment to creditors. Though certain types of debts, such as back child support, taxes and student loan debt usually remain, nonexempt debts are eliminated once the court finalizes the bankruptcy. Certain eligibility requirements exist, and we can advise if Chapter 7 is a suitable solution for you.
  • Chapter 13 repayment plans — With so many people living paycheck to paycheck, a divorce, medical crisis, home repair or some other form of temporary setback can put people behind on their bills. If you have a job but are unable to catch up on what you owe, Chapter 13 bankruptcy might be the right option. This program stops collection calls, helps debtors stay in their homes and sets up a reasonable repayment plan lasting between three and five years. By presenting a thorough assessment of our clients’ assets and obligations, we advocate for a budget that they can live with through a fair revision of payment terms and possibly debt forgiveness.
  • Debt relief negotiations — Having a strong negotiator on your side may be what you need to relieve your debt burden. We can perform a comprehensive evaluation of your financial matters and work with your creditors to help you overcome your money troubles. No matter what type of pressure you’re facing, the law protects you against collections harassment, and we won’t let companies use illegal or intimidating tactics against you.

Our firm is committed to improving the lives of the people we serve and helping them take advantage of the legal programs created to address debt problems like theirs.



Even before the judge discharges your debt or establishes a repayment plan, you will benefit from a bankruptcy filing, because an automatic stay will be issued stopping collection activity against you. In addition to halting calls and other contact from creditors, punitive actions, such as cutting off utility service, must end as well until your case is finalized. Our firm will guide you through each stage of the process, including the creditors meeting and any submissions that must be made to the court.

Contact a knowledgeable Fort Wayne bankruptcy lawyer for a consultation

Patterson Law LLC in Fort Wayne represents Indiana clients in bankruptcy proceedings under Chapters 7 and 13. Please call 260-247-8383 or contact us online to schedule a consultation.

  • "Rex was very helpful and understanding of my situation. He was honest and upfront. For everything that he did for me, I am very thankful. I highly recommend Patterson Law LLC." - Hailee Gordon

  • "Rex is absolutely amazing at what he does! I have to say that his professionalism is above and beyond! You knocked it out of the park today my friend! I will speak highly of you and your staff to every single person I know! Thank you!" - Bryan Sanders

  • "I've been working with Rex for what it seems like forever now, he hasn't let me down one time! He works his hardest to get what needs to be done, done! I'd recommend him to anyone!!" - Megan Mitchell

  • "I would highly recommend Patterson Law to anyone! Everyone there is so professional and helpful! Rex took the time to get to know my case and handled it remarkably! Though I hope to never need their services again, I would most certainly if the need arose. Thank you to Rex and the entire staff! You are truly excellent stewards of your profession!" - Amy Gilbert-Koch

  • "Rex Patterson is a great person and lawyer! I would recommend this law firm to anyone looking for a straightforward no-nonsense approach to legal matters! I am very thankful that while sitting in a law firm in Ft. Wayne explaining my situation I was advised to go to Rex!! Best decision ever! Thanks again Rex for your calm approach to crazy!!!;)" - Abby Richards

  • "Rex is a great attorney. The clients we mutually served shared how Rex was a good attorney and fair in his pricing. Would highly recommend Rex for any of your legal needs." - Ron Nicolet Owner of Nicolet Counseling LLC

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